CardPilot

Which credit card should
you use, right now?

Pick a merchant, enter your spend, and we'll show you the top Indian credit cards for this purchase — ranked by actual rupees back.

Where are you spending?

Amount (₹)

🥇ICICI· Lifetime free

5% cashback for Amazon Prime members on Amazon.in (3% for non-Prime), credited to Amazon Pay balance

₹250

5.00% back

🥈SBI· ₹999 annual

5% cashback on online shopping (Amazon, Flipkart, etc.), capped at ₹5000/month

₹250

5.00% back

🥉HDFC· ₹12,500 annual

5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels

₹167

3.33% back

Show 2 more cards

HDFC Diners Club Black

5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels

₹167 (3.33%)

Axis Bank Atlas

2 EDGE Miles per ₹100 on regular spends. ₹99 fee per redemption.

₹100 (2.00%)

Popular merchants

Tracking 18 merchants across 10 cards. More coming weekly.

Sources cited per recommendation. Last verified: 28 Apr 2026.